You are correct, using the SVO style 5 lug conversion kit will limit your wheel choices. The only wheels you will be able to use with those are the 95 Cobra R style wheels, 94-97 cobra wheels, 94-95 17" GT wheels "tri-bars" 94-98 16" gt/V6 wheels "waffle wheels", 17" Pony R's, weld Pro-Stars/Drag Lites etc. You won't be able to use the wheels that came on the newer cars such as the Bullitt Wheels, FR-500, 98-04 Cobra wheels, Saleen Style, 10th anniversary Cobras, SVE wheels, etc. The only way to use those wheels is to use the more expensive SN-95 front 5 lug conversion set up.